Business View Magazine | September 2022

112 BUSINESS VIEW MAGAZINE VOLUME 9, ISSUE 9 have the products and the financial services that customers need. You do have to have the pricing of your products right, but ultimately, banking is about relationships.” As a long-time community bank, Lumbee Guaranty prides itself on excellent customer service, and relationship-focused banking. According to Chavis, “We do think that differentiates us from our larger competitors, simply because we are small enough to be able to know your name, to know that your kids are playing little league ball. We go to church with you, we go to school with you, we serve on committees with you, we are embedded in this community.” As some of the larger competitors are beginning to cut back on their offerings, closing branches and laying off staff, Chavis recounts, “We are in rural southeastern North Carolina. From an economic standpoint, it is not the ideal place COMMERCIAL REAL ESTATE NATIONWIDE PROVIDING CREDIBLE, MEANINGFUL, AND FIRREA COMPLIANT REAL ESTATE EVALUATIONS AND APPRAISAL REVIEWS George R. Mann, MAI, SRA, AI-GRS Mann Appraisals, LLC 301 Fox Tail Court Aiken, SC 29803 GeorgeRMann@Aol.Com WWW.GEORGERMANN.COM WWW.TRUEVALUATIONUSA.COM APPRAISAL REVIEWS & EVALUATIONS