bank has maintained stable margins and has had very few loan issues. Putting today’s lending environment into perspective, Dreiling recalls the extreme rate swings of the 1980s, a true test for borrowers and lenders. Compared to those days, he says current conditions remain manageable. The bank takes a proactive approach by asking borrowers to consider how potential rate increases could impact their investment and cash flow.“We look at that when we’re underwriting and when we’re sitting there talking with our clients about getting into a deal,” he relays.“Something that will help meet our needs as well as our customers needs is maintaining stability and helping customers plan for different rate scenarios.” AN INVESTMENT IN TECHNOLOGY AND SECURITY When it comes to advances in the banking world, Dreiling says the basics haven’t changed.“There may be a few different bells and whistles, but the basic 101 BUSINESS VIEW MAGAZINE VOLUME 12, ISSUE 11 GREAT AMERICAN BANK
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