Business View Magazine | July 2020
43 BUSINESS VIEW MAGAZINE JULY 2020 ALL I ANT CREDI T UNION “And we have a partnership with a fintech company called Happy Money (dba Payoff) that provides access to credit card debt elimination loans to consumers. We originate loans in partnership with them, thereby helping people who want to manage their debt more responsibly and safely. Happy Money is a natural partner for Alliant. We’re both committed to the consumer’s welfare and share the view that we can do well by doing good. They bring advanced use of data science and other factors in their underwriting, and we bring a large, strong balance sheet and stable funding.” Over three years of partnership, Alliant has originated over $700 million in loans to over 40,000 new, high long-term value members brought to them by Happy Money. And because of the strategic nature of the partnership, Alliant and Happy Money have also been able to learn from each other and collaborate on new programs, features, and product development. As far as community involvement, the
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