Business View Magazine - February 2026

PREFERRED VENDOR/PARTNER n Riger Marketing www.riger.com Riger Marketing has been Tioga State Bank’s agency for more than 12 years. We are proud of our partnership with this leading independent community bank. Riger strategizes, researches, writes, designs, produces, media-buys, and optimizes marketing that keeps minds moving toward your brand, your people, and your products. LOOKING AHEAD Strategic planning at Tioga State Bank is firmly anchored in continuity rather than disruption. Over the next 18 to 24 months, the bank plans to continue growing its residential and non-conforming lending portfolios, deepen relationships with small businesses, and invest further in its people, facilities, and digital marketing capabilities. For Tioga State Bank, success is not measured solely by balance sheets or branch counts. It is reflected in long-standing customer relationships, empowered employees, and communities that are stronger because the bank is part of them. In an era of rapid change, Tioga State Bank stands as a reminder that community banking—when done with intention—remains both relevant and resilient. 42 BUSINESS VIEW MAGAZINE VOLUME 13, ISSUE 02

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