Civil Municipal - October 2025

PREFERRED VENDOR/PARTNER n Spencer Savings Bank www.spencersavings.com Spencer Savings Bank has been the trusted partner of choice for municipalities throughout New Jersey. Headquartered in Elmwood Park, we make our decisions locally with a knowledgeable team of bankers ready to support your growth. We are committed to helping our communities thrive through long-term partnerships and expert financial support. community to see that Elmwood Park is not just keeping up, but leading the way in preparing students for the real world.” PREPARING FOR WHAT’S NEXT From expanded pre-K programs to strengthened career and technical pathways, Elmwood Park Public Schools is a district on the move. With major infrastructure projects underway, strong community ties, and a student-centered mission, the district is building a foundation that supports every learner. As Superintendent Iachetti puts it: “Our responsibility is to prepare students for their next step—whatever that may be. By giving them skills, confidence, and opportunities, we’re opening doors to a brighter future.” 192 CIVIL AND MUNICIPAL VOLUME 06, ISSUE 10

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