Business View Civil and Municipal | May 2021

34 CIVIL AND MUNICIPAL MAY 2021 Partnering with the City of St. Albans for Over 135 Years. Saint Albans has such a long and proud heritage, and we’re happy to have played such an important and enduring role in its development, from supporting the city’s municipal bonds, to providing funds for agricultural development and commercial expansion. Here’s to the next 135 years! Commercial Lending Agricultural Loans Downtown Revitalization Financial Education Mortgage Lending VA Loans This fountain was a gift from our founder, John Gregory Smith, to the city in 1887. NMLS#: 442104