drawback, it also means we don’t experience as deep a crash during economic downturns. Our pricing is relatively stable.” But stability doesn’t mean there aren’t challenges. “The biggest issue right now is simply the shortage of housing stock,” Campbell says.“We are working on a variety of solutions throughout the state to address that. Availability is the number one issue right now, and it affects everything from lending activity to economic development.” Astra Bank’s careful lending philosophy plays an important role here, helping customers avoid overleveraging in a competitive market.“We want to ensure that our customers can handle their financial obligations even if conditions change,” Campbell emphasizes. INVESTING IN THE FUTURE Astra Bank is making tangible investments in both its infrastructure and its communities.“We just opened a brand-new branch facility in Hays,” Campbell shares. “It’s designed to meet customer needs better, and we are very excited about what it will bring to that market.” Another project is already in motion. “We have purchased real estate, demolished a dilapidated building, and are constructing a new branch that will not only serve our customers in Dodge City better but also improve the look of the community,” Campbell says.This investment is as much about beautification and revitalization as it is about banking, signaling 80 1945-2025 Celebrating 80 Years Still leading. Still inspiring. www.EisenhowerFoundation.net Since 1945, The Eisenhower Foundation has championed the legacy of Dwight D. Eisenhower. From classrooms to boardrooms, we inspire the next generation with his values of leadership, character, and service. Be part of the movement that carries forward the leadership principles that built peace, prosperity, and unity. 8 BUSINESS VIEW MAGAZINE VOLUME 12, ISSUE 10
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