American River Bank

AMER I CAN R I VER BANK they provide. And that’s what we build on, every day. We are blessed to have a super group of people who take care of our clients. We’re profitable and we’re well-capitalized with assets in excess of $800 million. Our plan is to continue to grow the bank; meet our shareholder goals; retain our people; and keep up our incredible service levels.” Gregory N. Patton, Executive Vice President of Commercial Banking, has worked at American River Bank for over 15 years, and has successfully seen the bank through the economic recession of 2008 and most recently the COVID-19 pandemic. He explains that, like many financial institutions during the Great Recession, the bank faced challenges. However, through knowledgeable leadership and strong portfolio management, American River Bank successfully maintained its capital levels during that time, while other financial intuitions did not. “After the downturn, American River Bank continued to meet our client needs, and assist in the economic recovery. As a community bank, we strive to provide new credit opportunities to benefit our local area. And, in the last two- and-a-half years, we have steadily been in the marketplace, and funded new loans. This year, even with the COVID pandemic, we have seen reasonable growth without counting PPP loans. Going forward, we are committed to continue to provide the financial resources to encourage recovery and growth in the communities we serve.” “Another American River Bank distinction is that we still maintain a very strong faith- based portfolio,” adds Patton. “We have helped churches and synagogues with their lending and banking needs when other financial institutions do not. So, I believe that what you’re seeing from us is a return to the bank’s founding principles to build a bank to serve our community. By working in partnership with the bank’s retail

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