secured Community Development Supplemental Grant funding from Cuyahoga County, combined with $150,000 in American Rescue Plan Act funding, creating a $200,000 home repair grant program. Tubbs has expanded this initiative by partnering with a local family-owned roofing company to provide new roofs for seven homeowners living at extremely low-income levels (based on HUD Area Median Income Data). The housing strategy extends to buyer education, including collaborations with lenders to conduct financial education sessions for future homeowners. “For the past two years, the City’s collaborated with local lenders to provide financial preparedness sessions for potential homebuyers.” Tubbs stated. “The sessions are focused on personal finance fundamentals of budgeting, saving, debt management, and the importance of credit scores.” These sessions aim to reduce the likelihood of default and foreclosures, which is beneficial for the homeowner, the lender and the community – creating sustainable homeownership patterns that strengthen neighborhood stability. INFRASTRUCTURE AND ZONING MODERNIZATION Garfield Heights has embarked on a comprehensive overhaul of its regulatory framework, recognizing that outdated zoning codes created barriers to 5 CIVIL AND MUNICIPAL VOLUME 06, ISSUE 06 GARFIELD HEIGHTS, OH
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