Citizens National Bank Bluffton

that community bank feel to them, who really value the relationships, those are the caliber of people we are looking for at the bank. Yes, we are picky but picky on purpose.” Another 101 years of successful banking is a part of the plan for Citizens National Bank, taking the same steady approach into the future. “We have a model in which our growth is calculated,” says Faulkner, “It’s moderate to slow, but it is valuable. We have no big plans to start picking off banks and acquiring them; getting so large, so quickly that we get out of touch with our customers. Strategically, we know that we need to continue to grow.” However, slow growth does not mean falling behind. Faulkner adds, “It’s getting more and more difficult to keep up with technology. We are looking at FinTech opportunities, and partnership opportunities. We want to stay on top of what’s going on technology-wise because that is going to rule the world of banking, just like relationships do. If you don’t have those technology pieces, and you’re not growing on that front, I think you’re only falling behind more and more.” Relationships, technology, and steady planning are the keys to success for Citizens National Bank, who have another century of prosperity to look forward to. RESIDENTIAL Leading provider of real estate valuations for mortgage lenders in Ohio and Southeast Michigan. COMMERCIAL/ INDUSTRIAL Specializing in appraisals of commercial, industrial & special purpose properties. RIGHT OF WAY Experts in a wide range of right-of-way valuation and consulting assignments. Our Experience. Your Benefit. Serving your appraisal needs in Ohio and Michigan 1.800.999.0251 | www.martin-woodappraisal.com C I T I ZENS NAT IONAL BANK BLUFFTON