Your Neighborhood Credit Union

3 BUSINESS VIEW MAGAZINE VOLUME 10, ISSUE 4 FIRST HE HEART eadquartered in Kitchener, Ontario with branches throughout the province, Your Neighborhood Credit Union (YNCU) is the result of many mergers over the years with credit unions whose histories stretch back to the 1940s. Today the credit union is committed to putting its members and local communities first. That’s because every YNCU member is an owner of YNCU as well – one of the differences between a credit union and a bank. H