Tioga State Bank

11 BUSINESS VIEW MAGAZINE VOLUME 9, ISSUE 4 PREFERRED VENDORS/PARTNERS n T. Gschwender & Associates, Inc. (TGA) www.tgschwender-assoc.com | info@tgschwender-assoc.com TGA is a leading loan review company in the Northeast and the preferred service provider of Independent Bankers Association of New York State (IBANYS). Our success is built around providing honest feedback to our banking clients on the risk in their loan portfolios. n Riger Marketing Communications riger.com | 607-723-7441 n CB Resource, Inc. www.cb-resource.com TSB VP, Commercial Services Officer, Jon Ward and business banking customer from Teoga